oh, and btw, gooseeye, do you have a wife and kids? do you understand in that formidable brain what the cost of college is right now? check that one out. and then try and get a college loan–through the government sponsored programs, for starters. no? they won’t do it? then how’s about through the bank of your choice? no? then get those kiddies jobs at the carwash. (yeah, now that song’s in my head)
plenty of already enrolled college students are losing their funding. i guess if their parents had worked harder, they wouldn’t be in that position.
(what a dumbass)
i, personally have all of my college and graduate school loans paid off, thanks to scholarships and pell grants etc. guess i didn’t work hard enough in the music industry to make that shit pay off currently.
douche to the highest degree.(i think that looks like this–DHD–with diploma on the way)
tripled tuition. no shit, man. if my kid doesn’t get funding somehow, he’s screwed. i don’t take vacations anymore, i can barely do christmas, when i’m around.guess i need to look up those euro relatives who are left and apply for citizenship.
I shit you not…and to make it even worse, the entry level salary in my field has only about doubled in those 11.5 years. However, not all employers have doubled the entry level salary over that time delta.
I’m not sure what your kids want to go to school for and how close to home or far away they are planning, but there are ways to cut down on the costs.
You probably already know these things because you went:
In-state, public university tuition is one of the biggest cost cutters. Example: http://www.iroffice.ucf.edu/character/current_tuition.html
The local community college for the first two years is the other way to significantly cut the cost. If they want to go out of state to a public university, they had best move to that state and work for a year prior to enrolling in classes in order to receive in-state tuition. The proof of residency requirements can usually be found on the university’s web site.
Private university is not worth the extra money.
Note: Some universities require medical insurance through the university’s plan if the student is not covered by their parents’ plan.
The local community college for the first two years is the other way to significantly cut the cost.
LOL not really!! I went to 2 years of CC here in cali (back from 95-97)and it was $11.00 a unit. As of 2 years ago it was $45.00 a unit… I used to get a full load for the price of one class now!! were gettin’ raped! these are crack prices!!! I used to pay $750.00 a semester for the four year university I was at. 12 units and beyond was $750 and anything under 12 units was $350. I was at a state school but still!!
Late,
grmpysmrf
For someone who needs to make every dollar go as far as possible, $53.75/credit hour in savings can mean the difference between going to college and not going to college.
These two are located within a couple miles of each other:
$77.83 * 60 credits for an AA/AS/AAS at the CC = $4669.80
$131.58 * 68 credits to complete the BA/BS at the university = $8947.44
Total: $13,617.24 for a 2 + 2 degree
or
$131.58 * 128 credits for a BA/BS with all 4 years at the big university = $16,842.24
$16,842.24 - $13,617.24 = $3225.00 total savings for the 2 + 2 degree
The key is making sure that the CC program is directly linked to the 4-year university program so all the CC credits transfer. There are additional savings if the parent allows the student to live at home while attending the CC.
that’s Nuts!! I can’t believe it’s gone up that much! Too me it’s all rip off! I can’t belive I’m only 32 and I’m already pulling that old timer “back In my Day” Bullshit! I thought that didn’t take effect until people were 60 and beyond!
Late,
grmpysmrf
To further reduce the cost, another option is to research if the state offers a post-secondary options program. MN has offered this program for approximately 20 years and the state of FL also offers a form of it.
In a nut shell:
If the high school student has a B average or greater in 10th and/or 11th grade, they are allowed to attend any university/college of their choice within the state for their last two years of high school and the state pays for the tuition and books (there may be a maximum cap per semester, depending upon the state). This is not considered dropping out, and the student will graduate with their normal high school class as long as they have successfully completed the required high school credits for graduation.
These state-funded programs are a great transition and cost saving measure for students who would otherwise not have the opportunity to attend university/college based on their economic situation.
A lot of money to pay for stuff that you will most likely never use.
The same could be said for many other things, including home owners/renters and car insurance (haven’t made one claim in almost 20 years).
Compare the life-time earning potentials for someone with a high school diploma and someone with a college degree.
In many cases, a college degree in a specific field is a ticket for venue entry. It is today what the high school diploma was back in the day.
Education is an investment in a person’s future, but it’s worthless without the determination to use the knowledge and the passion to be more than mediocre at the application of the knowledge.
I lucked out when i was in the hospital last year for like 2-3 months after my lung collapsed (hmmm… collapsing lungs but not the band)… thankfully being on medicaid and medicaire I barely paid anywhere near that out of pocket
how much of this do you owe? if you are any where 40-50% you insurance SUUUUUUUUUUUUUUX! and might even be cheaper to look into buying your own.
Late,
grmpysmrf
how much of this do you owe? if you are any where 40-50% you insurance SUUUUUUUUUUUUUUX! and might even be cheaper to look into buying your own.
Late,
grmpysmrf[/reply]
I’m not sure yet as it takes about a month (sometimes two or three) for everyone to process the paperwork through the system.
I’m hoping all $10,292.35 is covered. I made sure that the hospital is listed as a provider by my insurance company, which means the insurance company and hospital have negotiated a set fee for all services and whatever is the difference between the negotiated fee and the hospital charge is not my responsibility. I also made damn sure that the insurance company knew that I was going to be admitted. BTW The hospital is supposed to obtain the pre-authorization, not the patient. However, it’s a $500 penalty that the patient has to pay for not obtaining pre-authorization, but the hospital has up to 48 hours to notify the insurance company and obtain the pre-authorization. WTF? How am I supposed to know if someone in the hospital did their job when they were supposed to do it?
Thus far, I’ve paid a total of $23.85, $15 for the Urgent Care co-pay (not included in the hospital charges), $0 for the first round of oral antibiotics that didn’t work (the local grocery store hands certain types out free with a Rx), and $8.85 for the follow-up oral antibiotics (different kind that is not on the grocery store list). It would have been an additional $300, but I already paid the 2008 deductible when I ended up in the emergency room in January coughing up copious amounts of blood from a serious case of bronchitis.